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Originally Posted by omega145

Why would you put something on layaway if you didn't have to?

...because you wanted to? I thought the question was pretty clear on that subject. Take away all the other reasons people have listed in this thread. What if you simply wanted to do it?

Quote:

Originally Posted by omega145

Im not implying that anyone is poor or anything like that but IMO, if you have to put a toy on layaway then you probably shouldnt buy it. Layaway is good for items that are of high cost (appliances, furniture) and can be hard to obtain or sell quickly but for a piece of plastic as do boy puts it, I dont think it makes any sense.

If I limited myself to $50 a week for toys/collectibles (regardless of my income or bills) and I find three toys I want that are each $35, then my self-imposed limit would only allow me to buy one. But with a layaway, I can put all three together and use that $50 as a partial payment. You should know as well as anyone, sometimes we collectors can go into a toy-buying frenzy and have buyers' remorse. So holding yourself to a set toy budget is a good way to mitigate that issue.

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This Walmart layaway is only for the holidays anyway, 10/17-12/16, and how many of us here will actually benefit from buying something from walmart thats more than $15 and totals to $50 that we'd have to buy from Walmart and couldnt buy outright?

I know I will probably use this opportunity to get some early X-Mas shopping done. It's not that I can't afford to buy presents outright, but like CLASSIFIED said, I have limited space in which to hide my kids' X-Mas presents (or store the other presents to my family and friends), so keeping them at the store but insuring that I will have them come December works out great for me.

Layaway is simply an option to spread the cost of something out over time, thereby making it easier to incorporate into one's budget. And at the same time, you insure that you'll be getting the products you want, maybe even on sale by the end of it.