[OGTrilogy]

Quote:

Originally Posted by Bo Ttef

i just watched a video with the guy that owns Mile High Comics and the question of Insurance came up- he said that only the cover price of any given issue could be considered for insurance purposes- (i imagine high value books with proof of amount paid- like the Amazing Fantasy #15 sort of books get special consideration) but if that's a standard for collectibles I bet $20 per figure is going to be a good starting point... great question.... i would talk with my Home Owners Insurance people, find out how they value collectibles- then get back here and let us know.

When determining how much insurance you should buy I thought it was what it would cost to replace whatever item. Like if you had a Hot Toys figure collection you wanted to insure, you would add up how much it would cost you to replace each figure in your collection. Some figures go for a lot more than their original retail price on the secondary market, so that should be taken into account when you tally up what your collection is worth. I would definitely start at retail price for every piece though.