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-   -   Paypal is kind of Useless (https://www.toyark.com/forums/paypal-kind-useless-82711/)

Exodus 01-10-2012 09:34 PM
Paypal is kind of Useless
 
Ok so I purchased a customized item through a company using paypal and paid partial of it with my paypal funds and the rest credit card. I still have yet to receive the item and was going to open a dispute with Paypal but because it's past the 45 days. Paypal can't do anything but file a complaint. To me paypal is useless IMO and never really cared for them much. Sorry just needed to get this off my chest. Anyone else have issues with paypal?

mikefavata 01-10-2012 09:38 PM
I was apparently late shipping 3 items on eBay and now eBay/PayPal hold my funds until buyers leave feedback or for 21 days (whichever happens first).

Kind've bullshit considering i've got 608 positive feedback as a seller and zero negative and have been using eBay since 2004.

Exodus 01-10-2012 09:48 PM
Quote:
Originally Posted by mikefavata (Post 226823)
I was apparently late shipping 3 items on eBay and now eBay/PayPal hold my funds until buyers leave feedback or for 21 days (whichever happens first).

Kind've bullshit considering i've got 608 positive feedback as a seller and zero negative and have been using eBay since 2004.
Yes Paypal sucks, good thing it was only 8.00 dollars that was in my paypal account, but stupid cause the lady said "well at least it was only 8.00" I was like wow..just because it's past the 45 days they couldn't do anything about it. That's why whenever I get $ I move it right away....

DogFashionDisco 01-10-2012 09:59 PM
They can be pretty sketchy. The idea behind Paypal is pretty cool and it converts currency for us, but their customer service fucking sucks. A Canadian Akrer sent me money over a week ago and they automatically put a hold on it, which seems really impractical to me considering that they deal solely in financial transactions. A damn bank works faster than that.

Exodus 01-10-2012 10:02 PM
Quote:
Originally Posted by DogFashionDisco (Post 226831)
They can be pretty sketchy. The idea behind Paypal is pretty cool and it converts currency for us, but their customer service fucking sucks. A Canadian Akrer sent me money over a week ago and they automatically put a hold on it, which seems really impractical to me considering that they deal solely in financial transactions. A damn bank works faster than that.
No kidding, Paypal probably keeping the funds so they can make as much interest as possible. Heck if your account is regular on Paypal there's a limit on how much you can transfer...you have to upgrade your paypal account in order to have unlimited transfers...sheesh. Good thing it's a free upgrade.

cainraw 01-10-2012 10:13 PM
Quote:
Originally Posted by mikefavata (Post 226823)
I was apparently late shipping 3 items on eBay and now eBay/PayPal hold my funds until buyers leave feedback or for 21 days (whichever happens first).

Kind've bullshit considering i've got 608 positive feedback as a seller and zero negative and have been using eBay since 2004.
That a new thing they started doing not that long ago. I did a focus group at ebay on this, and I told them it was a shit idea. Guess they didn't listen.

Anyway,personally, i've used paypal 200+ times, never have had a problem.It's ebay thats putting the holds on funds, not paypal.

Exodus 01-10-2012 10:23 PM
Quote:
Originally Posted by cainraw (Post 226846)
That a new thing they started doing not that long ago. I did a focus group at ebay on this, and I told them it was a shit idea. Guess they didn't listen.

Anyway,personally, i've used paypal 200+ times, never have had a problem.It's ebay thats putting the holds on funds, not paypal.
Ebay and Paypal are the same company though...

DogFashionDisco 01-10-2012 10:48 PM
Quote:
Originally Posted by cainraw (Post 226846)
That a new thing they started doing not that long ago. I did a focus group at ebay on this, and I told them it was a shit idea. Guess they didn't listen.

Anyway,personally, i've used paypal 200+ times, never have had a problem.It's ebay thats putting the holds on funds, not paypal.
It's paypal too dude, it just depends on what is going on. The hold I was referring to was conducted without any involvement from eBay, they just froze the funds for several days longer than what would be reasonable these days. Someone transferred money to me (they no longer have the money, so Paypal has it) and still it takes Paypal over a week to allow me access to it. That just seems odd.

Quote:
Originally Posted by Exodus (Post 226848)
Ebay and Paypal are the same company though...
This is very true, though it isn't something that they want the general public to know. I've even mentioned it to the customer service people of both Paypal and eBay, and they both won't comment on it, but it was funny to listen to them weasel around admitting it.

Exodus 01-10-2012 10:54 PM
Quote:
Originally Posted by DogFashionDisco (Post 226854)
It's paypal too dude, it just depends on what is going on. The hold I was referring to was conducted without any involvement from eBay, they just froze the funds for several days longer than what would be reasonable these days. Someone transferred money to me (they no longer have the money, so Paypal has it) and still it takes Paypal over a week to allow me access to it. That just seems odd.
Cause they want to build the interest in their own accounts.

Optimus Vader 01-11-2012 09:49 AM
My only issue with PayPal is the amount of time it takes to transfer funds from them to my bank (Bank of America). It takes almost a full week for that to process, which seems silly considering that when I buy using PayPal the funds are removed from my account instantly. I've bitched to PayPal who says it's Bank of America's delay, and I've bitched to Bank of America who says it's PayPal's who delays the process. Not really a problem, but it's something that could be smoother.

Exodus 01-11-2012 09:51 AM
Quote:
Originally Posted by Optimus Vader (Post 227025)
My only issue with PayPal is the amount of time it takes to transfer funds from them to my bank (Bank of America). It takes almost a full week for that to process, which seems silly considering that when I buy using PayPal the funds are removed from my account instantly. I've bitched to PayPal who says it's Bank of America's delay, and I've bitched to Bank of America who says it's PayPal's who delays the process. Not really a problem, but it's something that could be smoother.
I actually have the same bank, for me it usually only takes 2-3 business days, but if it's the weekend or holiday takes longer. But I agree, they're quick to take your $ and not give it to you.

tlasjr 01-11-2012 10:11 AM
By useless did you mean evil? My account is locked because one of my friends used my address and owes money. I can pay off my friends debt but they cant promise they wont close the account after I do.

And remember this is the company that brought us "You can use the donate button to help a sick cat, but not poor children

Exodus 01-11-2012 10:12 AM
Quote:
Originally Posted by tlasjr (Post 227038)
By useless did you mean evil? My account is locked because one of my friends used my address and owes money. I can pay off my friends debt but they cant promise they wont close the account after I do.

And remember this is the company that brought us "You can use the donate button to help a sick cat, but not poor children
Yes pretty much, I'm tempted to have a Moderator get rid of the "Kind of" part...does hit collections I wonder if you don't pay it...

Exodus 01-12-2012 01:29 PM
Ok I don't get what the option of having a CC be a part of your back up payment plan if you don't have enough funds in your own bank account. It still hits the bank account and can cause an overdraft...how is it Paypal is the only company that provides this kind of service...isn't that what they call a Monopoly?
Sorry just ranting again about this crappy company...and yet we kind of have no choice to use it to send cash to fellow arker's.

Tiberius 01-12-2012 01:31 PM
I have a credit card as a back up so I honestly can't relate when I didn't have funds it went right to the credit card, the whole price not just the left overs. Also have never received money from people, I have only paid so far..

Exodus 01-12-2012 01:40 PM
Quote:
Originally Posted by Tiberius (Post 227717)
I have a credit card as a back up so I honestly can't relate when I didn't have funds it went right to the credit card, the whole price not just the left overs. Also have never received money from people, I have only paid so far..
That's what I thought but when I checked my toy $ account, it's in the negative it did not hit my CC, which I don't get why it's not...and their customer service sucks cause they don't do anything...

Tiberius 01-12-2012 01:41 PM
That is very weird as to why it didn't do it for you. I also never keep funds on my paypal, ever. If I ever sold something I would get it transfered as soon as I got the money. I don't trust paypal holding onto my internet funds lol.

Exodus 01-12-2012 01:46 PM
Quote:
Originally Posted by Tiberius (Post 227725)
That is very weird as to why it didn't do it for you. I also never keep funds on my paypal, ever. If I ever sold something I would get it transfered as soon as I got the money. I don't trust paypal holding onto my internet funds lol.
I am the same way as well!! I've also decided to straight pay with a CC if the seller requires Paypal...instead of using any funds from paypal because of their stupid 45 day dispute policy.

Tiberius 01-12-2012 01:49 PM
Also got Paypal hooked up to my bank account so on orders under 30 bucks or so I just do the direct payment from there, it is instant. Anything over 30 I toss on my CC for I can pay it off later. I don't think I have ever had funds sitting on my account honestly.

Exodus 01-12-2012 01:49 PM

Exodus 01-12-2012 01:50 PM
Quote:
Originally Posted by Tiberius (Post 227730)
Also got Paypal hooked up to my bank account so on orders under 30 bucks or so I just do the direct payment from there, it is instant. Anything over 30 I toss on my CC for I can pay it off later. I don't think I have ever had funds sitting on my account honestly.
I used to leave the change in my PP acount, but not anymore...everything is moved.

CLASSIFIED 01-12-2012 02:22 PM
I use Paypal all the time to securely transfer funds with my credit card while on the internet, so I disagree with the basic premise of this thread.

cainraw 01-12-2012 03:21 PM
Quote:
Originally Posted by Exodus (Post 226848)
Ebay and Paypal are the same company though...
Same owners, different company policies. It's ebay that enforced the holding of funds as far as I knew. It could be different for Canada though, or anytime they have to convert money, who knows.

cainraw 01-12-2012 03:25 PM
Quote:
Originally Posted by DogFashionDisco (Post 226854)
It's paypal too dude, it just depends on what is going on. The hold I was referring to was conducted without any involvement from eBay, they just froze the funds for several days longer than what would be reasonable these days. Someone transferred money to me (they no longer have the money, so Paypal has it) and still it takes Paypal over a week to allow me access to it. That just seems odd.



This is very true, though it isn't something that they want the general public to know. I've even mentioned it to the customer service people of both Paypal and eBay, and they both won't comment on it, but it was funny to listen to them weasel around admitting it.
In san jose it's very obvious that ebay owns paypal, it even says it on the billboards. I didn't know that it was a secret or anything.

warmachine6 01-12-2012 03:32 PM
Nope , but had an annoying customer which gave me an odd adress and put me though alot of hassel which was annoying -_- and then it took me time to give them thier money back and when you issue a problem it takes ages for paypal to reply i think the service could be better,but i use my dads one no problem


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